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Tips for a Better Closing Day!

Thursday, November 7, 2019   /   by Shannon Eagan

Tips for a Better Closing Day!

Buying a home can be a long process. The last thing you want after all your time spent searching for homes and getting the best mortgage rate is to have everything go wrong on closing day. Here are five tips that’ll ensure it goes smoothly.

 1. Schedule a date that works best for you:You have every right to request the closing take place at an ideal time for you, and the other parties in the transaction will usually work with you to make it happen. Whether it’s timing the closing around a pay date or the end of a lease, the first step is finding a date that minimizes stress or conflicts. 

2. Clarify your payment:Many title companies do not accept personal checks, so give yourself a few days to get a cashier’s check or set up a wire transfer.

 3. Double check insurance:You’ll need to arrange for a title insurance policy for your mortgage and purchase homeowner’s insurance (plus flood or earthquake insurance, depending on the area). Make sure your policy begins by your closing date.

 4. Do a final walk-through:You’d be surprised to find that buyers skip this step! Schedule a final walkthrough to ensure that all requested repairs have been made and everything is in working order.

 5. Take action based on walk-through:If any issues are identified, you may need to delay closing or negotiate a discount before the closing date to avoid delays.

6. Make sure to have a Yancey Realty agent on your side:our agents can walk you through each step of the process, and explain any confusion so you know where you are, and what still needs to be done in the process.

Yancey Realty LLC
Franklin Yancey
2108 S. Blvd Suite 118
Charlotte, NC 28203
704-577-9055

Based on information submitted to the MLS GRID as of 1/21/2021 12:20 PM CST. All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.
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